Increasing customer demands and needs has resulted in the creation of super wallets: a type of digital wallet – super app – that allows users to manage their activities in a single app without the need to switch between different apps. Super wallets offer users a variety of digital functionality that is personalized and designed around their main needs, such as: – Money transfers (P2P transfers) – E-commerce (online purchases) – Bill payments – Access to bank accounts (checking account balances) – Lifestyle and social services (ticket booking, mobile gaming, food delivery) – identity verification – Investments